Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
See how much you could release with our simple lifetime mortgage calculator.
Equity release, also known as a lifetime mortgage, allows homeowners over 55 to access the money tied up in their property without having to move or sell. You can either borrow against your home’s value or sell a portion of it in return for a lump sum or regular payments. Some plans even offer the option to withdraw additional funds later if needed. If you still have a mortgage, part of the released funds must be used to pay it off first.
Absolutely. We are fully regulated by the Financial Conduct Authority (FCA) and follow the strict rules set by the Equity Release Council to ensure your protection.
With a lifetime mortgage, we guarantee that you will never owe more than the value of your home when it’s sold, as long as it’s sold for the best price possible. This means you or your estate won’t face any debt beyond your property’s worth.
The choice is yours. Whether you want to renovate your home, buy a new car, pay off debts, or simply enjoy a more comfortable retirement, the funds are yours to use as you wish. The possibilities are endless!
Here are a few of the most common reasons people choose equity release.
At Equity Release and Mortgage Partnership Hastings, we specialise in helping homeowners make informed financial decisions about later-life mortgages and equity release. With years of experience, we provide honest, straightforward advice to ensure you find the best solution for your needs.
We understand that making financial decisions in later life can feel overwhelming, which is why we take the time to explain everything clearly, no jargon, no pressure, just expert guidance tailored to you. Our service is completely fee-free, meaning you won’t pay us anything for our advice, we receive payment from the lender once your mortgage is completed.
Whether you’re just exploring your options or ready to proceed, Richard and Tom are here to help. With a friendly and professional approach, we make the process simple and stress-free. Your financial future matters, and we’re committed to helping you secure it with the right advice and support.